Motorbike Loans without the Roadblocks
Ride-ready finance to kickstart your next adventure
Australia’s Go-To Choice for Motorbike Finance
Whether you’re exploring twisty backroads or commuting in style, National Loans makes owning your dream bike fast, easy, and hassle-free. Why riders choose us:
- Quick approvals to get you riding sooner
- Bike-friendly loans from 50+ lenders
- Rates designed to keep the thrill within reach
- Friendly experts who live and breathe motorcycles
- Flexible finance options with no roadblocks
Shift Gears, Not Budgets
Whether you’re chasing down a classic motorbike or upgrading to something new, we’ve got finance options that keep your cash flow smooth and your ride in motion. If you’ve got great credit and want a fast, no-fuss loan, an unsecured option might be just what you need. Want lower interest rates or a bigger loan amount? A secured loan could get you more mileage for your money.
You can also customise your repayments. Go lean with lower monthly payments and a balloon, or choose a no-residual loan for a clean break at the finish line. Whatever your riding style or financial setup, we’ll match you with the right lender — from our panel of over 50 trusted banks and finance partners across Australia.
Let’s get you on the road, without shifting your whole budget to do it.
How it Works
From ignition to open road, here’s how we get you moving
Tell us what you want – cruiser, motocross or sports-tourer
We scan our lender offers to find your best match
You get a tailored finance option, usually within 24 hours
Australia’s Motorbike Loan Specialists
At National Loans, we fuel your sense of adventure. Whether you’re chasing winding coastal roads or heading deep into the outback, we work with Australia’s leading lenders to deliver low-rate motorcycle loans and fast approvals. So you can gear up, ride out, and explore with total confidence.
Do you have Credit Issues?
If you are in a circumstance where you are credit-challenged, we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.
Why choose National Loans
2,800+ 5-star Google Reviews
Thousands of riders have trusted us to finance their motorbike dreams, with consistently outstanding feedback on our service and results.
We Work For You Always
We work with your best interests in mind to deliver fast approvals, flexible loan options, and competitive rates you can trust every step of the way.
Free Motorbike Finder Service
Get access to new motorbikes at fleet pricing and a wide range of quality used options, with no service fees and a hassle-free buying experience.
Protect Your Credit Score
Avoid unnecessary credit checks by matching with an appropriate lender from the very start, and give yourself the best chance at loan approval.
Fast and Easy Approval
Apply online in under five minutes and get pre-approved for your motorbike loan in about an hour with no unnecessary paperwork delays.
3 Steps and You’re on Your Way
We know finance feels complicated. That’s why we make it three steps, no stress.
1. Tell Us Your Plans & Apply Online
Complete our straightforward application form by sharing a few details about your motorbike preferences, budget and riding plans. We’ll take care of the rest.
2. Choose Your Motorcycle
Already found the motorbike you want? Perfect – simply send us the details. Still looking? We can help you find the ideal motorbike through our trusted contacts.
3. Sign And Collect
Once you have reviewed and signed the documents, we’ll finalise the loan so you can collect your motorbike. It’s that seamless and effortless.
Premium Motorbike Finance Solutions
National Loans offers tailored finance solutions for all types of motorcycles, whether you’re after a sport bike, tourer, scooter, dirt bike, quad or café racer. Our process is designed to make your purchase seamless from start to finish. With access to a trusted network of leading lenders, our finance specialists work to secure highly competitive rates on your behalf. We represent you, not the lenders. Whether your motorcycle is for business or personal use, we take the time to understand your goals and financial position. This allows us to present clear, considered options that align with your needs and expectations. Our focus is always on delivering the most favourable loan structure with your best interests in mind.
First-Time Motorbike Buyers
If you’re new to finance, we’ve got your back every step of the way. The National Loans team is here to answer all your questions and guide you through the borrowing process with clarity and care. We’ll work to secure the best possible rate while helping you understand the ins and outs of financing in Australia. We aim to make your first experience smooth, stress-free, and confidently informed.
Experienced Motorcycle Buyers
If you’ve been through the finance process before, you’ll appreciate the difference a smarter, more responsive lender can make. Get in touch to discover how National Loans can reduce your rates, lower costs, and deliver a better experience tailored to your needs. Knowing what you’re looking for puts you in the perfect position to get more value, speed, and flexibility from our service.
Buy Smarter with Tailored Finance
If you’re purchasing from a dealership, it’s a smart move to compare their in-house finance options with what independent lenders can offer. Dealer finance might seem convenient, but it is not always the most cost-effective. With different financial situations and repayment preferences, it is important to find a loan that suits your needs rather than settle for a one-size-fits-all solution. Taking the time to explore your options can give you greater control and confidence during the buying process.
If you have found the perfect bike through a private sale, speed may be your top priority. In these situations, having fast, pre-approved finance can help you move quickly and secure the deal before someone else does. We can streamline the process so you are ready to ride without delays, even when buying from a private seller.
5-Star Service 5‑Star Reviews
Trusted by thousands of Australians for fast approvals and stress-free finance
FAQs
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Do you offer finance for both new and used motorbikes?
Yes. National Loans’ finance covers both new and used bikes, through a dealer or private sale.
Who can apply?
Am I eligible for a motorbike loan if my credit history isn’t perfect?
How long does the application take?
This depends on your circumstances. After receiving the supporting documents we may need, in most cases we can have an approval in 1 hour.
What if I don’t want to apply for a loan online?
That’s absolutely fine, give our friendly team a call on 1300 358 358.
What are the main benefits of using National Loans?
- Low fixed rates
- Access to 50+ lenders to help protect your credit score and secure competitive terms
- Option for new or used bike finance, dealer or private sale, secured or unsecured loan, giving flexibility to diverse buyer needs.
- Fast application process
- Quick approval turnaround
Your Next Escape Starts with a Key
Don’t just plan the ride. Start it.