Purpose-Built Equipment Loans
Finance Built for Heavy Lifting
Funding that keeps projects moving, not waiting
From excavators to cranes, get pre-approval for loans from $20,000 to $2,000,000 – faster than the banks and without the red tape
- Rapid Backing – Large loans and fast approvals in as little as 24 hours
- Competitive Rates – Access 50+ lenders, including heavy equipment finance specialists
- Industry-Aligned Terms – Finance structured around project timelines, not just repayment dates
Big loans. Simple process.
We do the hard yards so you can stay on site
Apply in 2 Minutes
No credit impact, no endless paperwork
Pre-Approval in a Day
Matched with the right construction finance specialist.
Secure Your Equipment
Keep your project schedule under control
Our Lenders
Why builders choose National Loans
Better rates through scale and lender reach
With $700M+ already funded, our volume makes lenders compete. You win with lower rates and stronger terms built around your business needs.
Faster by design, engineered for efficiency
Approvals that arrive days sooner than traditional banks – we start processing your application the same day, while they’re still shuffling paperwork.
No jargon, no hidden catches
Construction is complex enough. Finance doesn’t have to be. We keep it transparent from day one, with straight answers and no fine print tricks.
Construction equipment finance specialists
We understand construction project cycles. You get loans shaped to your project realities: tight timelines, staged payments, seasonal cashflows.
No Paper Trails. No Delays. Just Apply.
Secure finance before your project stalls
Lock-in equipment before it’s gone
Don’t lose the machine your contract depends on. Get pre-approved fast.
Negotiate like a buyer, not a browser
Walk into supplier discussions with confidence, knowing your finance is already locked.
No obligation
Approval today doesn’t lock you in. It simply keeps your options open.
National Loans – The crew you can count on
20+ years in the game. 2,800+ 5-star reviews. Trusted by builders and contractors nationwide. National Loans has helped thousands get the construction equipment they need to keep jobs moving and sites productive. Now it’s your turn.
Your questions answered:
Invisible
What types of equipment can I finance?
We arrange finance for a wide range of construction equipment – from excavators, loaders, and dump trucks to cranes, concrete mixers, and smaller trade tools. If it’s essential to your project, chances are we can help finance it.
Can I finance used equipment?
Both! Whether you’re investing in brand-new machinery or sourcing quality used equipment, we can structure finance solutions that fit your needs and budget.
How much can I borrow?
Loan sizes vary from $20,000 to $2,000,000, depending on your business, credit profile, and the type of equipment.
We help everyone from sole traders needing a small compact loader to large firms financing an entire fleet.
How fast is the approval process?
In many cases, approvals can be secured within 24-48 hours once we have the necessary paperwork. For larger or more complex transactions, it may take a little longer.
Do I need a large deposit?
Not always. Depending on your financials and the equipment value, we can arrange low-deposit or even no-deposit finance options to help you get moving sooner.
Why use National Loans instead of a bank?
Banks typically offer limited, one-size-fits-all loan products. At National Loans, we have access to multiple specialist lenders and can negotiate better terms, competitive rates, and structures that suit your industry’s cash flow cycles.
What if my credit isn’t perfect?
Don’t worry – we work with lenders who understand the realities of the construction industry. Even with past credit challenges, we may still find solutions tailored to your situation.
Get your construction equipment finance approved
It takes just 2 minutes to apply. No obligation, no hassle – just the confidence that your project won’t be left waiting.
What happens next?
You get just one call from your dedicated construction finance specialist during business hours.