Finance Types
Explore the different ways to finance vehicles, equipment and other assets in Australia. Understand how each finance arrangement works, who it may suit and the differences between borrowing, ownership and leasing.
Loans & Ownership Finance
Car Loans
Understand how car finance works, including secured and unsecured loans, repayment terms and vehicle ownership.
Personal Loans
Learn how personal loans can be used to finance vehicles and other purchases, including loan security, repayment terms and borrowing options.
Chattel Mortgage
Explore how chattel mortgages work for business vehicles and equipment, including ownership, repayments, balloon payments and tax considerations.
Commercial Hire Purchase
Understand how commercial hire purchase arrangements work, including instalment payments, asset ownership and what happens at the end of the agreement.
Equipment Finance
Discover how businesses can finance machinery, tools and commercial equipment, including available finance structures and repayment options.
Leasing & Salary Packaging
Finance Lease
Learn how finance leases allow businesses to use vehicles and equipment owned by a financier, including repayments, residual values and end-of-lease options.
Novated Lease
Understand how novated leasing works through an agreement between an employee, employer and finance provider, including salary packaging and vehicle costs.
Operating Lease
Explore how operating leases allow businesses to use vehicles and equipment for an agreed period, including rental payments and end-of-lease arrangements.
Specialist Finance Options
Low Doc Finance
Learn about finance options for self-employed borrowers and businesses with limited traditional income documentation, including eligibility and alternative verification requirements.
Compare Your Finance Options
Not sure which finance arrangement is right for your circumstances? Explore the differences between loans, leases and other finance structures, including ownership, repayments, flexibility and potential tax considerations.